Accuracy & Experience
Choose from an onsite or desktop appraisal to fit your budget and individual needs
Desktop Appraisal
A desktop equipment appraisal is performed without the appraiser physically being present for the appraisal. A detailed asset listing must be provided by the client or the business owner. Some types of assets lend themselves well to a desktop report, while other assets need personal inspection in order to determine an opinion of value. Your report can be delivered in less than 3 days. Click here to learn more
Onsite Appraisal
For an onsite appraisal we will send our team into the field to obtain information such as manufacturer, model, serial number, condition and other attributes that would impact value. From there we research values using the cost and market approach to ensure accuracy and will have your report delivered in 3-5 business days after the inspection. Click here to learn more
The Industries We Serve
Click below to learn more about the different types of businesses and industries we serve. We continue building our library of industry resources, documenting the best practices for navigating each. We have leveraged our success in multiple industries to create a process that will work for you and your company.
Our Equipment Appraisal Process
The U.S. Asset Appraisals team has decades of industry experience, giving us a deep knowledge of asset values and markets, allowing our team to successfully serve our clients. We have streamlined the appraisal process and work for our clients to quickly determine the value for your equipment.
The Importance of Quality Equipment Appraisals in Lending
Accurate and defensible equipment appraisals are essential in today’s lending environment. Whether financing through SBA, asset based lending, mergers and acquisitions, divorce litigation, or business expansion, lenders rely on certified equipment valuations to protect their interests and reduce credit risk. A quality equipment appraisal provides reliable, USPAP compliant values that support underwriting decisions, collateral positions, and audit requirements giving banks, SBA lenders, and attorneys the documentation they need to move forward with confidence.
In many cases, machinery and equipment represent a significant portion of a business’s tangible assets. While real estate and accounts receivable are commonly understood forms of collateral, equipment values are often overlooked, unsupported, or estimated incorrectly. Relying on outdated spreadsheets, owner estimates, or auction listings can lead to inflated or unreliable valuations. These inaccuracies can delay loan approvals, jeopardize collateral coverage, or increase risk for lenders. A certified equipment appraisal ensures that values are based on real market data, useful life analysis, comparable sales, industry trends, and the correct premise of value (FMV, FMV Installed, OLV, FLV).
Quality appraisals don’t just help determine whether a loan should be approved, they help determine how much can be safely funded. SBA loans, in particular, require machinery and equipment to be appraised by a qualified, experienced, USPAP compliant appraiser, especially when equipment forms a significant part of the collateral package. A fully supported appraisal keeps the loan process moving and protects the lender in case of review, audit, or liquidation.
Additionally, a well documented appraisal improves transparency between lenders, borrowers, CPAs, attorneys, and SBA reviewers. It clearly outlines each asset, its condition, age, serial number, market value, and useful life. This helps lenders better understand the nature of the collateral and gives them the documentation they need to justify their loan decision, whether the business is a construction contractor, trucking company, brewery, manufacturer, machine shop, farm, or transportation fleet.
At the end of the day, quality equipment appraisals are not just a formality, they are a strategic risk management tool. They protect lenders, streamline underwriting, reduce uncertainty, and build stronger deals. Whether you’re working in SBA lending, commercial lending, asset-based lending, or legal finance, the right appraisal partner makes all the difference.
Why Our Clients Choose Us
USPAP compliant appraisals
Quick turnaround times if Needed
Ability to service our clients nationally
Expert witness services and experience
Long track record of appraisals for SBA, mergers, acquisitions, bank loans, liquidation scenarios, and others
Useful life analysis on all appraisal reports
Technologically advanced
U.S. Asset Appraisals has the knowledge and the experience to get the job done right the first time. We credit our success and our ongoing growth to our excellent management and the expertise and experience of our Machinery & equipment appraisers. Our team of M&E are CMEA certified and produce USPAP compliant reports recognized by most of our clients including banks, US SBA, IRS, trustees, attorneys, accountants and more.